Flexible Payment Options For Every Budget
When Should You Finance Treatment?
Financing is a great option when you need treatment that goes beyond what your insurance covers or when unexpected dental work catches you off guard. Whether it’s a crown, root canal, braces, or a full treatment plan, spreading payments into manageable monthly installments makes it easier to say yes to the care your smile needs.
Even if you have insurance, financing can help cover your out-of-pocket costs like copays, deductibles, and services that exceed your annual maximum. Many of our patients combine their insurance benefits with a financing plan so they can move forward with treatment right away instead of putting it off.
CAll 956-583-5050Our Financing Partners
Dr. Big Smilez partners with CareCredit, Cherry, Sunbit, and AFD to give you flexible, budget-friendly payment options with quick approvals and plans to fit a range of budgets.
The nation’s leading healthcare credit card accepted at 260,000+ providers across dental, vision, cosmetic, and more.
0% interest promotional periods
Instant credit decisions
No annual fee
Apply Now
Fast, flexible financing built for healthcare. Get approved in seconds with no hard credit pull required to apply.
Soft credit check — no score impact
Plans from 3 to 24 months
0% APR options available
Apply Now
Sunbit uses smart technology to approve more patients — even those with less-than-perfect credit — with fair, transparent terms.
85%+ approval rate
Split into easy monthly payments
No hidden fees or surprises
Apply NowAFD offers in-office and third-party financing solutions tailored for dental patients, making care accessible for every family.
Flexible repayment terms
In-house options available
Low monthly payments
Apply NowHow It Works — 4 Easy Steps
Choose Your Plan
Apply in Minutes
Begin Treatment
Pay at Your Pace
Frequently Asked Questions
How much does dental treatment cost with financing?
Costs vary depending on the treatment, but financing allows you to break the total into affordable monthly payments. Our treatment plan coordinator provides a clear cost breakdown before you commit to anything.
Do I need good credit to qualify?
Each financing partner has different approval criteria, and some options are available for a wide range of credit scores. Our team can help you find the plan that gives you the best chance of approval.
Can I use financing and insurance together?
After your insurance covers its portion, financing can be applied to whatever balance remains. Many of our patients use both to keep their out-of-pocket costs as low as possible.
Don’t Let Cost Hold Your Smile Back
Quality dental care should be within reach for everyone. Contact Dr. Big Smilez today to explore your financing options and take the first step toward a healthier, happier smile.